Cash Flow Management Services
Your Business Is Growing.
Your Cash Flow Shouldn't Be a Mystery.
Most SMEs don’t fail because of poor sales. They fail because they run out of cash at the wrong moment. We help you see what’s coming — and act before it hits.
- Execution-focused — we monitor and deliver, not just advise
- Data-driven financial insights, not gut-based decisions
- Flexible, scalable support built for SMEs at every stage
2,000+
Clients served
₹ 5Cr-₹100Cr
SME focus range
CA-Led
Every engagement
5–7 Days
Setup time
THE PROBLEM
Recognised Any of These? You're Not Alone.
This is the cash flow trap. It catches SMEs with ₹5 Cr to ₹100 Cr in revenue just as often as earlystage startups. The root cause is almost never a revenue problem — it’s a visibility problem.
Growing business, tightening cash
More clients, more vendors, more credit cycles — without active management, growth itself becomes the risk.
Receivables high, cash low
Your debtors owe you money but you still can't pay bills. Delayed collections are one of the top cash killers.
Costs rising faster than revenue
Without a real-time view of your cost structure, you can't tell what's necessary and what's eroding margins.
You're planning blind
No weekly cash position. No 13-week forecast. You find out about a crunch when it's already a crisis.
IDEAL FOR
This Service Is Built For You If…
- You're an SME with ₹5 Cr – ₹100 Cr in revenue
- You've faced a cash crunch that caught you off guard
- You're scaling and costs are hard to control
- You want a finance team without the full-time cost
- Cash flow visibility is patchy or reactive
- You're preparing for a loan or OD facility
- You run a seasonal business and need to plan ahead
- An investor conversation is on the horizon
OUR PROCESS
How We Get Started — In 4 Simple Steps
01
Discovery & onboarding
We understand your business model, revenue cycle, payment terms, and existing finance setup. No complex onboarding — we work with what you have.
02
Baseline & data setup
We build your opening cash flow model — mapping current inflows, outflows, receivables, and payables into a structured framework.
03
Active monitoring & forecasting
Our team tracks your cash position weekly. We flag gaps, flag delays, and update your rolling forecast as the business moves.
04
Reporting & advisory
Regular reports with commentary. Where needed, we advise on collections, payment prioritisation, or working capital facilities.
WHAT WE DO
What Our Cash Flow Management Service Covers
Cash flow tracking & monitoring
Map every rupee — across bank accounts, receipts, vendor payments and tax obligations.
Cash flow forecasting
Rolling 4-week and 13-week forecasts aligned to your billing and expense cycles.
Working capital optimisation
Analyse debtor days, creditor days, inventory cycles — and fix where cash is getting stuck
Budget vs. actuals tracking
Monthly comparisons to understand where you're overspending and where collections are lagging.
Burn rate & runway analysis
Track monthly burn, project your runway, and plan your next raise or expansion with clarity.
Reporting & dashboards
Weekly and monthly statements — built in Excel or cloud tools that fit your existing workflow.
Why choose us
Why Businesses Choose CFO Services
With 2,000+ clients across India, our edge is simple: we don’t just give you numbers — we sit alongside you and help you act on them.
We execute, not just advise
We build the model, run the monitoring, flag the risks, and stay in the loop — not a one-time engagement.
India-specific expertise
GST cycles, TDS deductions, delayed govt. receivables, CC/OD planning — we know how Indian SME cash flows work.
CA-led, not outsourced
Every engagement is led by Chartered Accountants who understand both compliance and strategy.
Transparent, pocket-friendly pricing
High-quality support without the cost of a full-time CFO. Flexible models to suit your stage.
CLIENT FEEDBACK
What Our Clients Say
FAQS
Frequently Asked Questions
We create and track monthly and weekly cash flow statements, analyse inflows and outflows, flag potential shortfalls, and provide insights for better cash planning.
Yes. We build forward-looking cash flow forecasts aligned with your revenue and expense cycles, integrated with annual budgets.
Standard practice is monthly reporting. For high-cash-burn businesses we also offer weekly dashboards — especially useful during fundraising or tight liquidity cycles.
Monitoring is tracking what has happened. Management is the full picture: forecasting, optimising, advising, and intervening. We provide both as part of an integrated engagement.
When cash flow is unmanaged, statutory dues like GST and TDS often slip — triggering interest and penalties. We factor all statutory timelines into your cash forecast.
Yes. Lenders require clear cash flow projections and working capital analysis before sanctioning facilities. We prepare lenderready statements and help you present your case.
Ready to Take Control of Your Cash Flow?
Stop finding out about cash crunches after they happen. Let’s build you a system that gives you visibility, confidence, and control — every week.